The organization of the General Secretariat of the Banking Commission (SGCB) is structured around the following structures :

• Operations Control ;
• Crisis Resolution and Legal Affairs Department (DRCAJ) ;
• International Studies and Relations Department (DERI) ;
• Directorate for Permanent Supervision of Credit Institutions and Electronic Money Institutions (DSPECEME) ;
• Directorate for Permanent Supervision of Decentralized Financial Systems (DSPSFD) ;
• Directorate for On-Site Control of Credit Institutions and Electronic Money Institutions (DCPECEME ;
• Directorate for On-Site Control Decentralized Financial Systems (DCPSFD) ;
• the General Resources Department (DMG).

Operations Control, under the authority of the Secretary General, is responsible for the daily verification of the regularity of the SGCB's operations.

The DRCAJ is mainly responsible for monitoring the banking crisis resolution process, drafting the Banking Commission's decisions and providing legal assistance to all SGCB Services. It is subdivided into two (2) Services : the Crisis Resolution and Control of Commercial Practices Service and the Legal Service.

The DERI deals in particular with questions relating to the regulations and prudential standards applicable to taxable persons, the management of relations with external partners, the conduct of studies relating to the stability of the Union's banking system and carries out work relating to stress tests. In addition, it examines the files for applications for approval, declarations of intent and prior authorizations. It also coordinates with the other Directorates involved, the preparation of the sessions of the WAMU Banking Commission. The DERI is composed of two (2) Services, namely the Regulatory Monitoring, Methods and International Relations Service and the Studies, Statistics and Approvals Service.

The DSPECEME is responsible for the documentary control of the individual situation of credit institutions and electronic money institutions. It also ensures the monitoring of the implementation of administrative measures and sanctions taken by the Supervisory Authority, in conjunction with the Directorates concerned. The DSPECEME comprises two (2) Services, namely the Service for the Surveillance of Sub-Regional Credit Institutions and Electronic Money Institutions, the Cross-Border Surveillance Service.

The DSPSFD is responsible for the documentary control of the individual situation of Decentralized Financial Systems. It also ensures the monitoring of the implementation of administrative measures and sanctions taken by the Supervisory Authority, in conjunction with the Directorates concerned. The DSPSFD comprises two (2) Services, namely the Service for the Surveillance of Mutualist Institutions or Savings and Credit Cooperatives, the Service for the Surveillance of Non-mutualist Institutions.

The DCPECEME implements the on-site verification program for credit institutions, financial companies and electronic money institutions. It is structured as a firm. The on-site inspection teams are each headed by an Inspection Mission Manager.

The DCPSFD, also organized as a firm, is responsible for implementing the MFI inspection program. Its on-site verification teams are also each led by an Inspection Mission Leader.

The DMG is responsible for managing support activities. It includes four (4) Departments : the Administrative Affairs Department, the Human Resources Department, the Accounting and Budget Department, and the IT Department.

Organizational Chart