The organization of the General Secretariat of the Banking Commission (GSBC) is structured around the following units :

• Operations Control;
• the Anti-Money Laundering and Counter-Terrorist Financing Compliance Unit ;
• the Crisis Resolution and Legal Affairs Directorate (DRCAJ) ;
• the Studies and International Relations Directorate (DERI) ;
• the Off-Site Supervision for Banking Institutions Directorate (DSPEB) ;
• the Off-Site Supervision for Microfinance Institutions Directorate (DSPIM) ;
• the On-Site Inspection for Banking Institutions Directorate (DCPEB ) ;
• the On-Site Inspection for Microfinance Institutions Directorate (DCPIM) ;
• the General Services Directorate (DMG).

Operations Control, under the authority of the Secretary General, is responsible for the daily verification of the regularity of SGCB operations.

The Anti-Money Laundering and Counter-Terrorist Financing Compliance Unit, under the authority of the Secretary General, is responsible for monitoring compliance by institutions subject to the WAEMU Banking Commission with regulatory provisions relating to AML/CFT/CPF.

The DRCAJ is primarily responsible for monitoring the bank crisis resolution process, preparing Banking Commission decisions, and providing legal assistance to all SGCB departments. It is divided into two (2) Offices : the Crisis Resolution and Business Practices Control Office and the Legal Office .

The DERI is responsible, in particular, for matters relating to regulations and prudential standards applicable to supervised institutions, managing relations with external partners, conducting studies related to the stability of the Union’s banking system, and carrying out stress-testing activities. In addition, it reviews applications for licensing, declarations of intent, and prior authorizations. It also coordinates, with the other departments involved, the preparation of WAMU Banking Commission sessions. The DERI is composed of two (2) Offices , namely the Regulatory Monitoring, Methods and International Relations Office and the Studies, Statistics and Licensing Office .

The DSPEB is responsible for off-site supervision of the individual situations of financial companies, banks, credit financial institutions, payment institutions, and electronic money institutions. It also monitors the implementation of administrative measures and sanctions imposed by the Supervisory Authority, in coordination with the relevant departments. The DSPEB comprises three (3) Offices , namely the Sub-Regional Credit Institutions Supervision Office , the Cross-Border Supervision Office , and the Payment and Electronic Money Institutions Office .

The DSPIM is responsible for off-site supervision of the individual situations of microfinance institutions. It also monitors the implementation of administrative measures and sanctions imposed by the Supervisory Authority, in coordination with the relevant departments. The DSPIM comprises two (2) Offices , namely the Savings and Credit Cooperatives Supervision Office and the Other Microfinance Institutions Supervision Office .

The DCPEB implements the on-site inspection program for financial companies, banks, credit financial institutions, payment institutions, and electronic money institutions. It is organized as an inspection office. Each on-site inspection team is headed by an Inspection Mission Chief.

The DCPIM, also organized as an inspection office, is responsible for implementing the inspection program for microfinance institutions subject to the supervision of the Banking Commission. Its on-site inspection teams are likewise each headed by an Inspection Mission Chief.

The DMG is responsible for managing support activities. It comprises four (4) Offices : the Administrative Affairs Office , the Human Resources Office , the Accounting and Budget Office , and the Information Technology Office .

Organizational Chart